Find Your Best Annuity Rate
Compare personalised annuity quotes from the UK's leading providers
Start Your CalculationWhy Use Our Annuity Calculator?
Accurate Rates
Our calculator uses up-to-date rates from the UK's leading annuity providers.
Personalised Quotes
Get quotes tailored to your age, health status, and pension pot size.
Free to Use
No fees or commitments - just a free, impartial service to help you make informed decisions.
Detailed Comparisons
Compare different annuity types and find the best option for your retirement.
How Our Annuity Calculator Works
Enter Your Details
Provide basic information about your age, pension pot size, and health.
Choose Options
Select your preferred annuity features and protection options.
View Your Results
Compare annuity rates and income options from leading UK providers.
Types of Annuities We Compare
Standard Annuity
Basic lifetime income based on your age and pension pot.
Enhanced Annuity
Higher rates for those with health conditions or lifestyle factors.
Guaranteed Period Annuity
Income guaranteed for a set period, even after death.
Joint Life Annuity
Continues to pay income to your partner after you die.
Inflation-Protected Annuity
Income that increases each year to help combat inflation.
Investment-Linked Annuity
Income that varies based on investment performance.
Frequently Asked Questions
What is an annuity?
An annuity is a financial product that provides a guaranteed income for life in exchange for your pension pot. It's one way to secure retirement income.
When can I buy an annuity?
You can typically buy an annuity from age 55 (rising to 57 from 2028) using your pension savings.
Is an annuity right for me?
Annuities provide security but lack flexibility. Whether they're right for you depends on your personal circumstances, other income sources, and retirement goals.
Can I cancel an annuity once purchased?
Generally no. Once purchased, annuities are usually irreversible, which is why it's so important to compare rates and options before deciding.
How accurate are your annuity rate calculations?
Our calculator provides estimates based on current market rates. For an exact quote, you should contact providers directly or speak to a financial adviser.